SBI SimplyCLICK Credit Card Review

By | April 6, 2021

SBI plays a good role as a credit card issuer of the country. The cards issued by SBI are having decent reward rate and offers good provisions to its customers. SBI SimplyCLICK is also one of those card introduced by SBI. This card is much more beneficial for those who often purchases online.

The design of the card is fresh and unique and something different form its existing solid colored cards. But the problem with this card is that you can not get it, if you already hold any SBI card.

SBI SimplyCLICK

SBI SimplyCLICK Fees & Charges

Type of FeeAmount
Joining FeeRs.499+Tax
Renewal FeeRs.499+Tax
Finance Charges 3.50%
Foreign Currency Markup3.50%
  • Renewal fee reversal on spending more than Rs.1,00,000 in a year.

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Privileges on SBI SimplyCLICK Card

  • Get Amazon.in gift card worth Rs.500 on joining
  • Earn 10X Reward Points on online spends with exclusive partners – Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds 
  • Earn 5X rewards on all other online spends
  • Milestone Rewards:
    • e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh
    • e-voucher worth Rs.2,000 on annual online spends of Rs.2 Lakhs
  • 1% fuel surcharge waiver for each transaction between Rs.500 & Rs.3000

Reward Point Redemption

When you spend INR20,000 cumulatively on amazon you will get 2000 Rewards points, for which you can get Rs.500 Amazon gift voucher from SBI cards. There are many other gift vouchers available on SBI card rewards catalogue but this one has high value of 25 Paise/reward point and can be easily used.
500/20000 = 2.5% returns

You have Rs.1000 Amazon gift voucher for 5700 points. In this case, the value of reward point becomes ~17.5 Paise.

Reward point redemption via gift vouchers with SBI card is not instant and will take around 2-3 working days to get it.


Also Read
SBI Vistara Credit Card


Bottom Line

If you like to make purchase online through any e-commerce website then card is best for you. The amazon vouchers provided will give decent rewards in turn. We would recommend you to go for amazon vouchers so that you do not end up loosing reward points.

If you are not someone who is not into online shopping then you can go for other similar card like HDFC Regalia First & RBL Icon Credit Card.

SBI SimplyCLICK

FAQ’s

How can I redeem my credit card reward points through Mobile App?

1- Login to SBI Card mobile app.
2 -Click on “Rewards” at the left hand side and click on “Redeem Rewards”
3 – Browse through the Rewards Catalogue and “select” the reward items of your choice
4 -Click on “Redeem” and confirm.

What is Easy Money?

Easy Money facility on SBI Card empowers the cardholders to avail funds for short term at low rate of interest. The funds get instantly credited to your bank account through NEFT.

How do I block my Lost / Stolen Credit Card?

When a card is lost or stolen or damaged, the same should be blocked immediately and reissued.  Request to block & reissue of card can be made through following channels:-

  • Website sbicard.com
  • Mobile App
  • 24X7 helpline Dial 39 02 02 02  (prefix local STD code) or 1860 180 1290
  • SMS send BLOCK XXXX (Last 4 digit of your card number) to 5676791 from your registered mobile number.

I have applied for Add-on Card, what would be the credit limit?

Credit Limit of Primary Card is common for both Primary & Add-On Cards. Hence, Add-on Card can be used up to the total credit limit given on card account. You may also set the Credit limit of Add-on Card post login in your website account with the help of your User ID and Password or call us on our helpline number 1860 180 1290 or 39 02 02 (prefix local STD code)

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